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The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retirees of the military who are 60 or older and their qualified family members. With Tricare Standard they go to any non-military health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which provides access to civilian health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can select a primary care physician and get referrals to organizations that offer specialty care.
Through TRICARE, military members can receive drug and alcohol rehabilitation services in St. David. This encompasses detoxification, individual and group therapy including family therapy, and other recovery services. They will require pre-authorization for treatment and there are likely to be some limitations. Military insurance pays for both inpatient and outpatient, but stays for detox are restricted to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is an approved treatment center, and there are time restrictions as to how long military insurance carriers will be permitted to stay in rehab. A 3-week inpatient stay per benefit period is typically accepted. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed prior rehabilitation services such as inpatient or outpatient treatment.
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