Medicare is a federal health insurance program which helps pay for health benefits for individuals living in the Unites States who are either disabled or 65 and older. For individuals that do have Medicare and need substance abuse treatment in Kirkwood, Medicare may cover certain rehabilitation programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering various forms of care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient drug and alcohol treatment, and up to 60 days in rehab without a co-pay but policy holders will have to pay a deductible. Medicare only covers 190 days of inpatient care total, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the expenses associated with outpatient substance abuse rehab. This includes outpatient care, therapy, treatment for co-occurring mental health disorders such as depression or anxiety and medications administered by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for clients who want supplemental health insurance in addition to Medicare Parts A, B, and D. People who have Part C can have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications used for drug and alcohol withdrawal as well as those required for maintenance therapy such as methadone or buprenorphine.
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