Medicare is a federal health insurance program which helps pay for health benefits for people living in the U.S. who are either disabled or 65 and older. For individuals that do have Medicare and need drug or alcohol recovery services in Mcarthur, this program will cover various treatment programs and recovery services. Medicare comes in different "Parts", with Parts A-D covering certain forms of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance treatment, and up to 60 days in treatment without a co-pay but individuals will be required to pay a deductible. Medicare only pays for 190 days of inpatient care total, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the expenses associated with outpatient substance abuse treatment. This includes outpatient care, therapy, treatment for co-occurring disorders such as anxiety disorders or depression and medications administered by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for individuals who want additional coverage apart from Medicare Parts A, B, and D. People who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications associated with treating drug and alcohol withdrawal and medications required for maintenance therapy such as buprenorphine or methadone.
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