Medicare is a federal program that helps pay for health benefits for people living in the U.S. who are either disabled or 65 years of age or older. For people who do have Medicare and require drug or alcohol rehabilitation in Howard, this program may cover various rehabilitation programs and recovery services. Medicare comes in different "Parts", with Parts A-D covering different kinds of care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance treatment, and up to 60 days in rehab without a co-pay but individuals will have to pay a deductible. Medicare only covers a total of 190 days of inpatient care, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the costs for outpatient substance abuse rehabilitation. This includes outpatient care, therapy, treatment for co-occurring mental health disorders such as depression or anxiety and medications administered by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for individuals who want supplemental health insurance in addition to Medicare Parts A, B, and D. Individuals who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications needed for withdrawal symptoms during detoxification and those required for maintenance therapy such as methadone or buprenorphine.
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