Because of the Affordable Healthcare Act, many more Americans now are covered by some form of private health insurance. As a matter of fact, a recent study states that only about thirteen percent of U.S. citizens still don't have health insurance. As a result, it may be now possible for people who did not have health insurance previously, and were unable to go to treatment for a drug addiction, to [[ |be able to]]] receive quality treatment.
If a person in Louisville requires treatment for a drug addiction, most private health insurance policies have arrangements with rehabs which give them an incentive to offer specific kinds of recovery treatment at certain prices. So in many cases, facilities are more than happy to assist you get your questions answered and do whatever it takes to help get yourself or a family member in rehab immediately.
Most private health insurance plans cover a spectrum of drug and alcohol rehab services, including inpatient and outpatient detoxification, partial hospitalization, inpatient and residential treatment and out-patient treatment. Most might only cover one type of treatment with certain limitations, such as the duration that people can stay in rehab. A good rule of thumb is that all plans are now obliged to offer an equal level of care for mental health concerns, such as drug or alcohol abuse problems, as are offered for physical health issues. So if your policy lacks coverage in general, it will lack coverage in the area of recovery treatment for substance abuse.
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