Medicare is a federal program which helps pay for health benefits for individuals living in the U.S. who are either disabled or 65 years of age or older. For people who do have Medicare and require drug or alcohol recovery services in Watertown, this program will cover various rehab programs and treatment services. Medicare comes in different "Parts", with Parts A-D covering certain types of care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient addiction rehabilitation, and up to 60 days in rehab without a co-pay but policy holders will be required to pay a deductible. Medicare only pays for 190 days of inpatient care total, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses for outpatient substance abuse rehabilitation. This includes outpatient services, therapy/counseling, treatment for co-occurring disorders such as depression or anxiety and medications dispensed by clinics. It also pays for professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for individuals who want additional coverage apart from Medicare Parts A, B, and D. Individuals who have Part C can have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers drug and alcohol addiction medications. Including medications needed for withdrawal symptoms during detoxification and those used for maintenance therapy such as buprenorphine or methadone.
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