Medicare is a federal program that helps pay for health benefits for individuals living in the U.S. who are either disabled or 65 years of age or older. For individuals that do have Medicare and require drug or alcohol rehab in Clayton, Medicare can cover certain recovery programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering different forms of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient drug and alcohol treatment, and up to 60 days in treatment without a co-pay but individuals will be required to pay a deductible. Medicare only covers 190 days of inpatient care total, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the fees associated with outpatient substance abuse rehab. This includes outpatient care, therapy, treatment for co-occurring mental health disorders such as anxiety disorders or depression and drugs dispensed by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for individuals who want additional coverage aside from Medicare Parts A, B, and D. People who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for substance abuse related medications. Including medications needed for withdrawal symptoms during detoxification and those required for maintenance therapy such as buprenorphine or methadone.
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