Medicare is a federal health insurance program that helps pay for health benefits for individuals living in the U.S. who are either disabled or 65 and older. For individuals that do have Medicare and need drug or alcohol treatment in St. Charles, this program may pay for certain recovery programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering different types of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient substance treatment, and up to 60 days in treatment without a co-pay but policy holders will be required to pay a deductible. Medicare only covers a total of 190 days of inpatient care, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses associated with outpatient substance abuse rehabilitation. This includes outpatient care, therapy, treatment for co-occurring disorders such as depression or anxiety and medications dispensed by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for clients who want additional coverage apart from Medicare Parts A, B, and D. People who have Part C can have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers drug and alcohol addiction medications. Including medications used for withdrawal symptoms during detoxification as well as medications used for maintenance therapy such as methadone or buprenorphine.
There are 3 Drug and Alcohol Rehabilitation Centers offering this service in St. Charles, IL
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