Medicare is a federal health insurance program that helps pay for health care for individuals living in the U.S. who are either disabled or 65 years of age or older. For people who do have Medicare and need addiction rehab in Cumberland, this program will pay for certain rehabilitation programs and treatment services. Medicare comes in different "Parts", with Parts A-D covering different types of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient addiction treatment, and up to 60 days in rehab without a co-pay but policy holders will be required to pay a deductible. Medicare only pays for 190 days of inpatient care total, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the fees for outpatient drug and alcohol rehab. This includes outpatient care, therapy/counseling, treatment for co-occurring disorders such as depression or anxiety and medications administered by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for people who want additional health insurance in addition to what the other parts of Medicare have to offer. Individuals who have Part C can have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications used for withdrawal symptoms during detoxification as well as those required for maintenance therapy such as buprenorphine or methadone.
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