Private Health Insurance - Alcohol and Drug Treatment Centers - Germantown, KY.

Due to the Affordable Healthcare Act, most Americans now are covered by a form of private health insurance. As a matter of fact, a recent study states that about 13 percent of American citizens don't have health insurance. As a result of this, it may be possible for individuals who didn't have health insurance before, and were therefore not able to receive treatment for a drug or alcohol addiction, to [[ |be able to]]] get excellent treatment.

If someone in Germantown requires rehab for an alcohol or drug problem, many private health insurance policies have specific contracts in place with providers that give them an incentive to offer certain types of treatment at certain prices. In many cases, facilities are happy to help get your questions answered and do what it takes to get you into treatment quickly.

Many private health insurance policies cover a spectrum of alcohol and drug rehab services, including outpatient and inpatient detoxification, partial hospitalization, inpatient and residential rehab and outpatient rehabilitation. Some policies however might only cover one kind of treatment with specific limitations, such as how long people can stay in recovery treatment. A good rule of thumb is that all policies are now obliged to provide an equal level of care for mental health concerns as well, such as drug abuse disorders, as are provided for physical health concerns. So if your policy lacks coverage in general, it will not have enough coverage in the area of treatment for substance abuse.

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