Medicare is a federal health insurance program which helps pay for medical healthcare services for individuals living in the Unites States who are either disabled or 65 and older. For people that do have Medicare and require drug or alcohol rehabilitation in Beverly, this program will cover various rehab programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering various forms of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance rehabilitation, and up to 60 days in treatment without a co-pay but policy holders will have to pay a deductible. Medicare only covers 190 days of inpatient care total, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses for outpatient drug and alcohol rehab. This includes outpatient care, therapy/counseling, treatment for co-occurring mental health disorders such as depression or anxiety and medications administered by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for people who want supplemental health insurance in addition to what the other parts of Medicare have to offer. Individuals who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for substance abuse related medications. Including medications associated with treating drug and alcohol withdrawal as well as medications required for maintenance therapy such as buprenorphine or methadone.
There are 3 Alcohol and Drug Rehabilitation Centers offering this service in Beverly, MA
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