Medicare is a federal program that helps pay for health benefits for people living in the Unites States who are either disabled or 65 and older. For individuals who do have Medicare and need substance abuse treatment in Westfield, this program can pay for certain treatment programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering certain types of care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance rehabilitation, and up to 60 days in treatment without a co-pay but policy holders will have to pay a deductible. Medicare only covers a total of 190 days of inpatient care, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the costs for outpatient substance abuse treatment. This includes outpatient care, therapy, treatment for co-occurring mental health disorders such as anxiety disorders or depression and medications dispensed by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for individuals who want supplemental coverage aside from what the other parts of Medicare have to offer. People who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications needed for drug and alcohol withdrawal and medications required for maintenance therapy such as methadone or buprenorphine.
There are 3 Drug and Alcohol Rehabilitation Programs offering this service in Westfield, MA
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