Medicare is a federal health insurance program that helps pay for health benefits for individuals living in the U.S. who are either disabled or 65 years of age or older. For people that do have Medicare and need substance abuse rehabilitation in Stoneham, this program will cover various rehabilitation programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering certain forms of care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance treatment, and up to 60 days in rehab without a co-pay but policy holders will be required to pay a deductible. Medicare only pays for 190 days of inpatient care total, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the fees associated with outpatient substance abuse treatment. This includes outpatient services, therapy/counseling, treatment for co-occurring mental health disorders such as depression or anxiety and drugs administered by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for individuals who want supplemental coverage aside from Medicare Parts A, B, and D. People who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications needed for withdrawal symptoms during detoxification and those required for maintenance therapy such as methadone or buprenorphine.
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