Medicaid is an insurance option for low-income households that because of the Affordable Care Act they are required to cover basic substance abuse rehabilitation services. Medicaid is currently the single largest payer for mental health treatment services in the U.S., and is starting to play an important role in the reimbursements of treatment for drug and alcohol treatment. Medicaid holders will want to consider that while this is the case, not all facilities will take Medicaid. At rehabilitation programs which do take Medicaid, individuals won't have co-payments in most states. For states which do charge co-pays, there are limits to the out-of-pocket expenses for recipients. Services covered by Medicaid consist of screenings, intervention, medication maintenance, counseling, detox, inpatient, outpatient, long-term residential and mental health services.
If someone in Saginaw wants to get Medicaid to pay for treatment, they must meet the following criteria: 1) Be over 65 years of age or under 19 years old 2) be pregnant or a parent and 3) fit within a specified income bracket. Each state also has their own guidelines, limitations and qualification requirements and these change each year. So, a person who didn't qualify for Medicaid in their state last year may qualify this year.
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