Medicare is a federal program which helps pay for medical healthcare services for people living in the Unites States who are either disabled or 65 and older. For people that do have Medicare and require substance abuse rehabilitation in Lake St. Louis, this program will cover certain rehabilitation programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering certain types of care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient drug and alcohol rehabilitation, and up to 60 days in treatment without a co-pay but individuals will have to pay a deductible. Medicare only covers 190 days of inpatient care total, this applies to the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses associated with outpatient substance abuse treatment. This includes outpatient services, therapy/counseling, treatment for co-occurring mental health disorders such as depression or anxiety and medications dispensed by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for people who want supplemental coverage aside from what the other parts of Medicare have to offer. People who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications used for drug and alcohol withdrawal and those used for maintenance therapy such as buprenorphine or methadone.
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