Medicare is a federal program that helps pay for health benefits for people living in the U.S. who are either disabled or 65 and older. For individuals who do have Medicare and need substance abuse rehabilitation in Maryland Heights, Medicare will cover certain recovery programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering certain types of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance rehabilitation, and up to 60 days in rehab without a co-pay but policy holders will have to pay a deductible. Medicare only pays for a total of 190 days of inpatient care, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the fees for outpatient substance abuse treatment. This includes outpatient care, therapy, treatment for co-occurring disorders such as depression or anxiety and medications dispensed by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for individuals who want supplemental health insurance aside from what the other parts of Medicare have to offer. Individuals who have Part C can have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications needed for withdrawal symptoms during detoxification and medications required for maintenance therapy such as buprenorphine or methadone.
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