Medicare is a federal health insurance program which helps pay for medical healthcare services for people living in the U.S. who are either disabled or 65 years of age or older. For people who do have Medicare and need addiction rehab in St. Mary, Medicare may cover certain treatment programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering certain kinds of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient addiction treatment, and up to 60 days in treatment without a co-pay but policy holders will be required to pay a deductible. Medicare only pays for a total of 190 days of inpatient care, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the costs for outpatient substance abuse rehab. This includes outpatient care, therapy/counseling, treatment for co-occurring mental health disorders such as depression or anxiety and medications dispensed by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for clients who want supplemental health insurance aside from Medicare Parts A, B, and D. Individuals who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers drug and alcohol addiction medications. Including medications associated with treating withdrawal symptoms during detoxification as well as medications required for maintenance therapy such as methadone or buprenorphine.
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