Medicare is a federal health insurance program which helps pay for health care for individuals living in the U.S. who are either disabled or 65 and older. For people that do have Medicare and need substance abuse recovery services in Waverly, Medicare may cover certain rehab programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering different types of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance treatment, and up to 60 days in treatment without a co-pay but individuals will be required to pay a deductible. Medicare only pays for 190 days of inpatient care total, this applies to the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses for outpatient drug and alcohol treatment. This includes outpatient services, therapy/counseling, treatment for co-occurring mental health disorders such as depression or anxiety and drugs dispensed by clinics. It also pays for professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for people who want supplemental coverage in addition to what the other parts of Medicare have to offer. People who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers drug and alcohol addiction medications. Including medications associated with treating drug and alcohol withdrawal and those used for maintenance therapy such as buprenorphine or methadone.
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