Medicare is a federal health insurance program which helps pay for health benefits for people living in the U.S. who are either disabled or 65 and older. For people that do have Medicare and need drug or alcohol recovery services in Cary, this program will cover various treatment programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering various types of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient substance rehabilitation, and up to 60 days in treatment without a co-pay but individuals will have to pay a deductible. Medicare only pays for 190 days of inpatient care total, this applies to the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the fees associated with outpatient drug and alcohol rehabilitation. This includes outpatient services, therapy/counseling, treatment for co-occurring disorders such as depression or anxiety and drugs dispensed by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for individuals who want additional health insurance in addition to Medicare Parts A, B, and D. Individuals who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications used for withdrawal symptoms during detoxification and those required for maintenance therapy such as methadone or buprenorphine.
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