Medicare is a federal health insurance program that helps pay for medical healthcare services for people living in the Unites States who are either disabled or 65 years of age or older. For individuals that do have Medicare and need substance abuse rehabilitation in Chatham, Medicare may pay for various rehabilitation programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering certain types of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient drug and alcohol treatment, and up to 60 days in rehab without a co-pay but policy holders will have to pay a deductible. Medicare only pays for a total of 190 days of inpatient care, this applies to the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the fees associated with outpatient drug and alcohol rehab. This includes outpatient services, therapy/counseling, treatment for co-occurring mental health disorders such as depression or anxiety and drugs administered by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for clients who want additional coverage aside from what the other parts of Medicare have to offer. Individuals who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers drug and alcohol addiction medications. Including medications used for drug and alcohol withdrawal and those required for maintenance therapy such as methadone or buprenorphine.
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