Medicare is a federal health insurance program that helps pay for medical healthcare services for people living in the U.S. who are either disabled or 65 and older. For people who do have Medicare and need substance abuse treatment in Boiling Spring Lakes, this program can cover various treatment programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering different kinds of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance treatment, and up to 60 days in rehab without a co-pay but individuals will be required to pay a deductible. Medicare only pays for a total of 190 days of inpatient care, this applies to the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the costs associated with outpatient substance abuse rehabilitation. This includes outpatient services, therapy/counseling, treatment for co-occurring mental health disorders such as anxiety disorders or depression and medications administered by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for people who want supplemental health insurance apart from Medicare Parts A, B, and D. People who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications used for drug and alcohol withdrawal as well as medications used for maintenance therapy such as buprenorphine or methadone.
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