Medicare is a federal program that helps pay for health benefits for people living in the U.S. who are either disabled or 65 and older. For individuals who do have Medicare and require drug or alcohol recovery services in Merritt, Medicare will cover certain recovery programs and treatment services. Medicare comes in different "Parts", with Parts A-D covering different types of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient addiction rehabilitation, and up to 60 days in rehab without a co-pay but policy holders will be required to pay a deductible. Medicare only covers a total of 190 days of inpatient care, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the costs associated with outpatient drug and alcohol treatment. This includes outpatient services, therapy/counseling, treatment for co-occurring mental health disorders such as depression or anxiety and drugs administered by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for people who want supplemental health insurance apart from Medicare Parts A, B, and D. Individuals who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications used for drug and alcohol withdrawal as well as medications used for maintenance therapy such as buprenorphine or methadone.
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