Medicare is a federal program which helps pay for health benefits for individuals living in the U.S. who are either disabled or 65 and older. For individuals that do have Medicare and require substance abuse treatment in Olin, this program may pay for various rehabilitation programs and recovery services. Medicare comes in different "Parts", with Parts A-D covering various forms of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient drug and alcohol rehabilitation, and up to 60 days in treatment without a co-pay but individuals will be required to pay a deductible. Medicare only pays for a total of 190 days of inpatient care, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses for outpatient substance abuse treatment. This includes outpatient care, therapy, treatment for co-occurring disorders such as depression or anxiety and drugs dispensed by clinics. It also pays for professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for clients who want supplemental coverage aside from Medicare Parts A, B, and D. Individuals who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications needed for drug and alcohol withdrawal as well as medications used for maintenance therapy such as methadone or buprenorphine.