Medicare is a federal health insurance program which helps pay for health benefits for people living in the U.S. who are either disabled or 65 years of age or older. For individuals that do have Medicare and require substance abuse treatment in Richfield, this program may pay for various rehab programs and recovery services. Medicare comes in different "Parts", with Parts A-D covering different forms of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance rehabilitation, and up to 60 days in treatment without a co-pay but policy holders will have to pay a deductible. Medicare only covers a total of 190 days of inpatient care, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the expenses for outpatient substance abuse rehab. This includes outpatient care, therapy, treatment for co-occurring mental health disorders such as depression or anxiety and drugs dispensed by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for individuals who want supplemental health insurance apart from what the other parts of Medicare have to offer. People who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications associated with treating drug and alcohol withdrawal and medications used for maintenance therapy such as methadone or buprenorphine.
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