Medicare is a federal health insurance program which helps pay for health benefits for people living in the U.S. who are either disabled or 65 and older. For individuals that do have Medicare and require drug or alcohol treatment in Seaboard, this program will pay for various recovery programs and treatment services. Medicare comes in different "Parts", with Parts A-D covering various kinds of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient drug and alcohol treatment, and up to 60 days in treatment without a co-pay but policy holders will have to pay a deductible. Medicare only pays for 190 days of inpatient care total, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses associated with outpatient drug and alcohol rehab. This includes outpatient care, therapy, treatment for co-occurring disorders such as depression or anxiety and drugs dispensed by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for people who want additional health insurance apart from what the other parts of Medicare have to offer. People who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications used for withdrawal symptoms during detoxification and medications used for maintenance therapy such as methadone or buprenorphine.
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