Medicare is a federal health insurance program that helps pay for health care for people living in the Unites States who are either disabled or 65 and older. For individuals that do have Medicare and need substance abuse rehabilitation in Westfield, this program will pay for certain rehabilitation programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering different forms of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient substance treatment, and up to 60 days in treatment without a co-pay but individuals will have to pay a deductible. Medicare only covers a total of 190 days of inpatient care, this applies to the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the expenses for outpatient substance abuse rehab. This includes outpatient services, therapy, treatment for co-occurring disorders such as depression or anxiety and medications dispensed by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for individuals who want additional health insurance aside from what the other parts of Medicare have to offer. Individuals who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers drug and alcohol addiction medications. Including medications needed for drug and alcohol withdrawal and medications used for maintenance therapy such as buprenorphine or methadone.
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