Medicare is a federal health insurance program which helps pay for health benefits for individuals living in the Unites States who are either disabled or 65 years of age or older. For individuals that do have Medicare and need addiction treatment in Windsor, this program may cover various recovery programs and treatment services. Medicare comes in different "Parts", with Parts A-D covering certain forms of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient addiction treatment, and up to 60 days in rehab without a co-pay but policy holders will have to pay a deductible. Medicare only covers a total of 190 days of inpatient care, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the expenses for outpatient substance abuse treatment. This includes outpatient care, therapy/counseling, treatment for co-occurring mental health disorders such as anxiety disorders or depression and drugs administered by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for clients who want supplemental coverage in addition to Medicare Parts A, B, and D. People who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications needed for drug and alcohol withdrawal and medications used for maintenance therapy such as buprenorphine or methadone.
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