Private Health Insurance - Drug and Alcohol Treatment Programs - St. Thomas, ND.

Due to the Affordable Healthcare Act, many American citizens are now covered by some form of private health insurance. In fact, a recent study determined that about 13 percent of Americans are without health insurance. As a result of this, it is possible for people who didn't have health insurance before, and were not able to get into treatment for a drug or alcohol problem, to [[ |be able to]]] receive excellent treatment.

If a person in St. Thomas requires treatment for a drug issue, many private health insurance policies have specific arrangements with providers that give them an incentive to offer specific types of treatment at fixed prices. In most cases, programs are more than willing to help and answer your questions and do what is needed to help get you into treatment right away.

Most private health insurance policies cover a full spectrum of drug rehab services, including inpatient and outpatient detoxification, partial hospitalization, inpatient and residential treatment and out-patient rehabilitation. Most however might only cover onlyone type of recovery treatment with certain limitations, such as how long a person can remain in treatment. A good rule of thumb is that all policies are now obligated to offer the same level of care for mental health issues, such as alcohol or drug abuse problems, as are offered for physical health concerns. So if your policy does not have enough coverage in general, it will not have enough coverage in the area of recovery treatment for substance abuse.

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