Medicare is a federal health insurance program which helps pay for medical healthcare services for individuals living in the U.S. who are either disabled or 65 years of age or older. For individuals who do have Medicare and need drug or alcohol treatment in Hopewell, this program will cover various rehab programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering different types of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient drug and alcohol rehabilitation, and up to 60 days in rehab without a co-pay but policy holders will have to pay a deductible. Medicare only covers a total of 190 days of inpatient care, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses for outpatient substance abuse treatment. This includes outpatient services, therapy/counseling, treatment for co-occurring mental health disorders such as anxiety disorders or depression and medications administered by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for individuals who want additional coverage apart from what the other parts of Medicare have to offer. Individuals who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications used for drug and alcohol withdrawal as well as those required for maintenance therapy such as buprenorphine or methadone.
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