The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retired military who are 60 years of age or older and their eligible family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which provides access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary doctor and obtain referrals to health care services that offer specialty care.
Through TRICARE, members of the military can acquire drug and alcohol rehabilitation services in Parsippany. This includes individual and group therapy including family therapy, detoxification, and other rehabilitation services. They will need pre-authorization for services and there are likely to be some limitations. Military insurance covers both inpatient and outpatient, but inpatient services for detoxification are limited to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved facility, and there are time limits as to how long military members will be permitted to remain in treatment. A 3-week inpatient stay per benefit period is commonly accepted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has completed prior rehabilitation services such as outpatient or inpatient treatment.
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