Medicare is a federal health insurance program that helps pay for medical healthcare services for people living in the U.S. who are either disabled or 65 years of age or older. For people who do have Medicare and need addiction recovery services in Belmont, this program may cover certain rehabilitation programs and recovery services. Medicare comes in different "Parts", with Parts A-D covering certain types of care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient substance rehabilitation, and up to 60 days in treatment without a co-pay but policy holders will have to pay a deductible. Medicare only covers a total of 190 days of inpatient care, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the fees for outpatient substance abuse rehab. This includes outpatient services, therapy, treatment for co-occurring disorders such as depression or anxiety and medications administered by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for individuals who want additional health insurance apart from what the other parts of Medicare have to offer. People who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for substance abuse related medications. Including medications used for withdrawal symptoms during detoxification and medications required for maintenance therapy such as buprenorphine or methadone.
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