Medicare is a federal health insurance program which helps pay for medical healthcare services for individuals living in the U.S. who are either disabled or 65 years of age or older. For people that do have Medicare and need drug or alcohol recovery services in Bloomington, Medicare can cover various rehab programs and recovery services. Medicare comes in different "Parts", with Parts A-D covering various forms of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient substance rehabilitation, and up to 60 days in rehab without a co-pay but individuals will be required to pay a deductible. Medicare only pays for a total of 190 days of inpatient care, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the fees associated with outpatient drug and alcohol rehabilitation. This includes outpatient care, therapy, treatment for co-occurring mental health disorders such as anxiety disorders or depression and medications dispensed by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for people who want additional coverage aside from what the other parts of Medicare have to offer. Individuals who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications associated with treating drug and alcohol withdrawal and those required for maintenance therapy such as buprenorphine or methadone.
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