Medicare is a federal health insurance program which helps pay for health benefits for individuals living in the U.S. who are either disabled or 65 and older. For people that do have Medicare and need drug or alcohol treatment in Cambridge, Medicare will pay for certain treatment programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering certain forms of care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient drug and alcohol rehabilitation, and up to 60 days in rehab without a co-pay but individuals will be required to pay a deductible. Medicare only pays for 190 days of inpatient care total, this applies to the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the costs associated with outpatient drug and alcohol rehabilitation. This includes outpatient services, therapy, treatment for co-occurring mental health disorders such as depression or anxiety and medications dispensed by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for clients who want additional health insurance in addition to Medicare Parts A, B, and D. Individuals who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for substance abuse related medications. Including medications needed for drug and alcohol withdrawal as well as those required for maintenance therapy such as methadone or buprenorphine.
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