Medicare is a federal health insurance program which helps pay for medical healthcare services for individuals living in the Unites States who are either disabled or 65 and older. For people who do have Medicare and require substance abuse treatment in Cold Spring Harbor, this program may cover various rehabilitation programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering various types of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient substance treatment, and up to 60 days in treatment without a co-pay but policy holders will have to pay a deductible. Medicare only covers 190 days of inpatient care total, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the fees associated with outpatient substance abuse treatment. This includes outpatient services, therapy, treatment for co-occurring disorders such as anxiety disorders or depression and medications administered by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for clients who want supplemental coverage apart from Medicare Parts A, B, and D. People who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for substance abuse related medications. Including medications needed for drug and alcohol withdrawal and medications required for maintenance therapy such as methadone or buprenorphine.
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