Medicare is a federal program that helps pay for health care for individuals living in the Unites States who are either disabled or 65 years of age or older. For people who do have Medicare and require substance abuse treatment in Schaghticoke, this program will pay for certain rehabilitation programs and treatment services. Medicare comes in different "Parts", with Parts A-D covering various kinds of care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient addiction treatment, and up to 60 days in rehab without a co-pay but policy holders will be required to pay a deductible. Medicare only covers 190 days of inpatient care total, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the costs for outpatient substance abuse treatment. This includes outpatient care, therapy/counseling, treatment for co-occurring mental health disorders such as anxiety disorders or depression and drugs administered by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for clients who want additional health insurance in addition to Medicare Parts A, B, and D. Individuals who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for substance abuse related medications. Including medications used for drug and alcohol withdrawal and those required for maintenance therapy such as buprenorphine or methadone.
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