Medicare is a federal health insurance program which helps pay for health benefits for people living in the U.S. who are either disabled or 65 years of age or older. For people that do have Medicare and need drug or alcohol treatment in Severance, Medicare can cover various treatment programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering certain forms of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient addiction rehabilitation, and up to 60 days in treatment without a co-pay but policy holders will be required to pay a deductible. Medicare only covers a total of 190 days of inpatient care, this applies to the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the costs associated with outpatient drug and alcohol treatment. This includes outpatient services, therapy, treatment for co-occurring mental health disorders such as depression or anxiety and drugs administered by clinics. It also pays for professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for individuals who want supplemental coverage apart from what the other parts of Medicare have to offer. People who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for substance abuse related medications. Including medications needed for drug and alcohol withdrawal as well as medications used for maintenance therapy such as methadone or buprenorphine.
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