Medicare is a federal health insurance program which helps pay for health care for individuals living in the U.S. who are either disabled or 65 years of age or older. For people that do have Medicare and need substance abuse rehab in Silver Bay, this program will pay for certain rehab programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering various forms of care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient substance treatment, and up to 60 days in treatment without a co-pay but policy holders will have to pay a deductible. Medicare only covers 190 days of inpatient care total, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the fees for outpatient substance abuse rehabilitation. This includes outpatient services, therapy, treatment for co-occurring disorders such as anxiety disorders or depression and medications dispensed by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for clients who want supplemental coverage apart from what the other parts of Medicare have to offer. Individuals who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications needed for withdrawal symptoms during detoxification and medications required for maintenance therapy such as methadone or buprenorphine.
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