Medicare is a federal program that helps pay for health benefits for people living in the U.S. who are either disabled or 65 and older. For individuals who do have Medicare and require drug or alcohol rehabilitation in Bangor, Medicare will cover certain recovery programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering different types of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient substance rehabilitation, and up to 60 days in treatment without a co-pay but policy holders will be required to pay a deductible. Medicare only pays for 190 days of inpatient care total, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the expenses associated with outpatient drug and alcohol treatment. This includes outpatient services, therapy, treatment for co-occurring disorders such as depression or anxiety and medications administered by clinics. It also pays for professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for clients who want additional health insurance aside from what the other parts of Medicare have to offer. Individuals who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications associated with treating drug and alcohol withdrawal as well as medications required for maintenance therapy such as methadone or buprenorphine.
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