Medicare is a federal health insurance program that helps pay for health benefits for individuals living in the U.S. who are either disabled or 65 years of age or older. For individuals that do have Medicare and require addiction treatment in Cooperstown, Medicare may cover certain treatment programs and recovery services. Medicare comes in different "Parts", with Parts A-D covering certain types of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance rehabilitation, and up to 60 days in rehab without a co-pay but policy holders will be required to pay a deductible. Medicare only pays for a total of 190 days of inpatient care, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses associated with outpatient substance abuse treatment. This includes outpatient services, therapy/counseling, treatment for co-occurring mental health disorders such as depression or anxiety and drugs administered by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for people who want additional health insurance apart from Medicare Parts A, B, and D. Individuals who have Part C can have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications used for drug and alcohol withdrawal as well as those required for maintenance therapy such as buprenorphine or methadone.
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