Medicare is a federal health insurance program which helps pay for medical healthcare services for people living in the Unites States who are either disabled or 65 and older. For individuals that do have Medicare and need drug or alcohol rehab in Derry, this program may cover various recovery programs and treatment services. Medicare comes in different "Parts", with Parts A-D covering certain forms of care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient addiction treatment, and up to 60 days in rehab without a co-pay but policy holders will have to pay a deductible. Medicare only pays for 190 days of inpatient care total, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the fees for outpatient drug and alcohol rehab. This includes outpatient services, therapy/counseling, treatment for co-occurring mental health disorders such as anxiety disorders or depression and drugs dispensed by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for people who want supplemental coverage aside from Medicare Parts A, B, and D. People who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers drug and alcohol addiction medications. Including medications associated with treating drug and alcohol withdrawal and medications required for maintenance therapy such as buprenorphine or methadone.
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