Medicare is a federal health insurance program which helps pay for health benefits for individuals living in the Unites States who are either disabled or 65 and older. For individuals that do have Medicare and need addiction treatment in Fombell, this program will cover certain rehabilitation programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering different forms of care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient addiction rehabilitation, and up to 60 days in treatment without a co-pay but policy holders will have to pay a deductible. Medicare only pays for a total of 190 days of inpatient care, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the fees associated with outpatient drug and alcohol rehabilitation. This includes outpatient services, therapy, treatment for co-occurring mental health disorders such as depression or anxiety and drugs dispensed by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for clients who want supplemental coverage aside from Medicare Parts A, B, and D. People who have Part C can have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications used for withdrawal symptoms during detoxification and those required for maintenance therapy such as methadone or buprenorphine.
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