Medicare is a federal program that helps pay for medical healthcare services for people living in the U.S. who are either disabled or 65 years of age or older. For individuals that do have Medicare and require drug or alcohol treatment in Hamilton, this program may cover certain rehab programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering various forms of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient substance rehabilitation, and up to 60 days in rehab without a co-pay but policy holders will be required to pay a deductible. Medicare only covers 190 days of inpatient care total, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the costs associated with outpatient drug and alcohol treatment. This includes outpatient care, therapy, treatment for co-occurring disorders such as depression or anxiety and medications dispensed by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for individuals who want supplemental health insurance apart from Medicare Parts A, B, and D. People who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for substance abuse related medications. Including medications needed for drug and alcohol withdrawal as well as medications required for maintenance therapy such as methadone or buprenorphine.
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