Medicare is a federal program that helps pay for health benefits for people living in the Unites States who are either disabled or 65 years of age or older. For individuals who do have Medicare and require addiction rehab in Harford, this program will pay for various rehabilitation programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering certain forms of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient substance rehabilitation, and up to 60 days in treatment without a co-pay but individuals will have to pay a deductible. Medicare only pays for 190 days of inpatient care total, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the costs associated with outpatient drug and alcohol treatment. This includes outpatient care, therapy/counseling, treatment for co-occurring mental health disorders such as depression or anxiety and medications dispensed by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for people who want additional health insurance aside from what the other parts of Medicare have to offer. Individuals who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications used for withdrawal symptoms during detoxification and those used for maintenance therapy such as buprenorphine or methadone.
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