Medicare is a federal health insurance program that helps pay for medical healthcare services for people living in the U.S. who are either disabled or 65 years of age or older. For individuals that do have Medicare and need substance abuse treatment in Irwin, Medicare may pay for various rehab programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering certain types of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance treatment, and up to 60 days in treatment without a co-pay but policy holders will be required to pay a deductible. Medicare only covers 190 days of inpatient care total, this applies to the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the expenses for outpatient substance abuse treatment. This includes outpatient care, therapy/counseling, treatment for co-occurring mental health disorders such as anxiety disorders or depression and drugs administered by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for clients who want additional health insurance apart from what the other parts of Medicare have to offer. People who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for substance abuse related medications. Including medications used for withdrawal symptoms during detoxification as well as medications required for maintenance therapy such as buprenorphine or methadone.
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