Medicare is a federal program which helps pay for medical healthcare services for individuals living in the U.S. who are either disabled or 65 years of age or older. For people who do have Medicare and require drug or alcohol recovery services in Larimer, this program can pay for certain rehab programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering different forms of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient addiction rehabilitation, and up to 60 days in rehab without a co-pay but policy holders will be required to pay a deductible. Medicare only covers a total of 190 days of inpatient care, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the fees associated with outpatient drug and alcohol rehabilitation. This includes outpatient services, therapy, treatment for co-occurring mental health disorders such as depression or anxiety and drugs administered by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for clients who want supplemental health insurance in addition to Medicare Parts A, B, and D. Individuals who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications associated with treating withdrawal symptoms during detoxification and medications used for maintenance therapy such as methadone or buprenorphine.
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