Medicare is a federal program that helps pay for health care for individuals living in the U.S. who are either disabled or 65 years of age or older. For people that do have Medicare and need substance abuse rehab in Ligonier, Medicare can pay for certain rehab programs and recovery services. Medicare comes in different "Parts", with Parts A-D covering certain forms of care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient drug and alcohol rehabilitation, and up to 60 days in treatment without a co-pay but policy holders will be required to pay a deductible. Medicare only pays for a total of 190 days of inpatient care, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the fees for outpatient substance abuse rehab. This includes outpatient services, therapy/counseling, treatment for co-occurring mental health disorders such as depression or anxiety and drugs administered by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for clients who want supplemental health insurance apart from what the other parts of Medicare have to offer. People who have Part C can have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications needed for drug and alcohol withdrawal and those required for maintenance therapy such as methadone or buprenorphine.
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