Medicare is a federal program that helps pay for health care for individuals living in the Unites States who are either disabled or 65 years of age or older. For people that do have Medicare and need addiction rehab in Loretto, this program may cover certain recovery programs and treatment services. Medicare comes in different "Parts", with Parts A-D covering certain forms of care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient addiction treatment, and up to 60 days in treatment without a co-pay but policy holders will be required to pay a deductible. Medicare only covers 190 days of inpatient care total, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses for outpatient substance abuse rehab. This includes outpatient care, therapy, treatment for co-occurring mental health disorders such as depression or anxiety and medications administered by clinics. It also pays for professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for people who want supplemental health insurance aside from Medicare Parts A, B, and D. People who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers drug and alcohol addiction medications. Including medications used for withdrawal symptoms during detoxification as well as medications used for maintenance therapy such as buprenorphine or methadone.
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