Medicare is a federal program which helps pay for health benefits for people living in the U.S. who are either disabled or 65 years of age or older. For people who do have Medicare and need substance abuse treatment in Luzerne, this program can pay for certain rehab programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering various forms of care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient drug and alcohol treatment, and up to 60 days in treatment without a co-pay but individuals will be required to pay a deductible. Medicare only pays for 190 days of inpatient care total, this applies to the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the fees for outpatient substance abuse rehabilitation. This includes outpatient care, therapy, treatment for co-occurring disorders such as depression or anxiety and drugs administered by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for people who want supplemental coverage apart from what the other parts of Medicare have to offer. Individuals who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications associated with treating drug and alcohol withdrawal and medications used for maintenance therapy such as buprenorphine or methadone.
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