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The military currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retirees of the military who are 60 or older and their qualified family members. With Tricare Standard they have access to any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which allows access to civilian health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can select a primary doctor and obtain referrals to health care services that provide specialty care.
By way of TRICARE, members of the military can acquire drug and alcohol rehabilitation services in Philipsburg. This encompasses individual and group therapy including family therapy, detoxification, and other various rehabilitation services. They will need pre-authorization for services and there will most likely be some limitations. Military insurance covers both outpatient and inpatient, but stays for detoxification are limited to no more than 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is an approved treatment center, and there are time restrictions as to how long military insurance carriers will be allowed to remain in rehab. A 3-week inpatient stay per benefit period is typically allowed. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished other rehabilitation services such as outpatient or inpatient treatment.
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