Medicare is a federal health insurance program that helps pay for health care for people living in the U.S. who are either disabled or 65 years of age or older. For individuals who do have Medicare and need addiction rehab in Prospect, this program may pay for various rehab programs and recovery services. Medicare comes in different "Parts", with Parts A-D covering certain types of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient drug and alcohol treatment, and up to 60 days in rehab without a co-pay but policy holders will be required to pay a deductible. Medicare only covers 190 days of inpatient care total, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the fees associated with outpatient drug and alcohol treatment. This includes outpatient services, therapy, treatment for co-occurring mental health disorders such as depression or anxiety and drugs dispensed by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for clients who want additional coverage apart from what the other parts of Medicare have to offer. Individuals who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for substance abuse related medications. Including medications associated with treating withdrawal symptoms during detoxification as well as medications used for maintenance therapy such as buprenorphine or methadone.
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